The Affordability Problem

Homeownership is becoming harder to reach as home prices rise faster than wages and everyday expenses make saving for a down payment more difficult. Here’s how the affordability gap has widened over the last 50 years—and what, if anything, is starting to reverse it.
How the Federal Reserve Affects Mortgage Rates

Mortgage rates are high in 2025, and the Fed’s next move could shift the housing market. Here’s what to expect.
Why Homeownership Is Harder Than Ever

Home prices may be flat in 2025, but high rates and slow wage growth still keep homeownership out of reach.